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Momentum Volvo Finance Center


Momentum Volvo's finance department has several financing and leasing options available on new and used vehicles.  Our team of in house financial consultants work EXTRA hard, with the largest and most competitive banks to be sure you receive the most competitive rates.  Our finance department will help you choose the options that make the best sense for you.  So before you visit your local bank LET US WORK FOR YOU!



Special Finance

If you are requiring special financing or have had credit problems in the past, at Momentum Volvo we have experts that specialize in helping credit-challenged individuals obtain affordable financing and help you re-establish your credit.  You may contact Terri Thomas directly at 713-596-3010 to help you through this process.

Momentum Products and Protection Plans

Momentum Volvo offers several different protection plans to help keep your new purchase looking new!  With clear bra, tire and wheel protection to full service detail services, Momentum is your one stop for all of your car care needs and after market items.

Phantom Footprints
  • Vin # Etching
  • Pays up to $2500 if vehicle is stolen
 ResistAll
  • Protects your vehicle's paint against weather induced fading, loss of gloss, bird droppings, tree sap, acid rain etc.
Ding Shield
  • Repairs cover up to baseball size dents and dings
 Tire & Wheel Guarantee
  • Flat tire replacement
  • Insures your tires and wheels against road hazard damage
  • 24 Hour roadsite assistance
LoJack Recovery System
  • 90% plus National Recovery Rate
  • Hidden retrieval system used by the police to recover stolen vehicles quickly
 DingShield Protection Film
  • A deterrent against stone chips, bugs and road debris
  • DigiShield protection warranty against yellowing, peeling and fading.

 
Polystar Windshield Protection
  • Polymer protection reduces the impact of road debris.
  • Will repair or replace your front windshield if damaged due to road debris for 3 to 5 years
 Calibre - K40 Electronics
  • 100% performance guarantee
  • 100% 3-year quality guarantee

Terri Thomas
Finance Director
Phone  713-596-3010
terri.thomas@momentumjvp.com		 Tim Durham
Finance and Leasing Manager
Phone  713-596-3039
tim.durham@momentumjvp.com
Lyza Mendieta
Finance Manager
Phone  713-596-3011
lyza.mendieta@momentumjvp.com

Contact Information
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Financing Navigation

Contact Information

Momentum Volvo

10150 Southwest Freeway

Houston, TX 77074
workSales:
800-548-2952
serviceService:
800-548-2936
partsParts:
800-553-2152

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.